The Island’s largest based independent financial advisers, who specialise in wealth management, retirement planning, mortgages and general insurance for personal and corporate clients, has announced today that Sandra Cardwell has been appointed Managing Director. 
 
Edgewater Associates Limited is a wholly owned subsidiary of Manx Financial Group PLC (MFG).  MFG is an AIM listed Isle of Man company which owns a suite of financial services companies including Conister Bank Limited and Edgewater Associates Limited.
 
Sandra Cardwell has over 20 years’ experience as a leading independent financial adviser for personal, corporate and international clients on their financial planning and banking needs. Prior to becoming part of the Edgewater team, Sandra worked in a number of senior roles within international and private banking and is now a highly respected figure within the financial advisory industry.  Sandra joined Edgewater Associates Limited in 2008, becoming Sales Director in 2011.  She holds the Chartered Insurance Institute Diploma in Financial Services (DipPFS), is a member of the Institute of Directors and is working towards the Diploma in Company Direction.
 
Edgewater Associates Limited Chairman, Douglas Grant, commented: “Sandra has made a tremendous impact in establishing a strong, service oriented team of professionals with wide ranging expertise and will lead us into our next phase of growth and development.  Her drive and vision along with strong leadership skills will ensure we continue to maximise and reinforce our position as the leading retail independent financial adviser on the Island.  I am very pleased to welcome Sandra to the position of Managing Director, and the rest of the Board looks forward to working with Sandra”.
                              
Sandra Cardwell also commented: “I firmly believe in the direction Edgewater Associates Limited is moving as a continuation of our existing programme for growth. Over past months we have worked tirelessly on new and improved products for our clients. Little of this would have been achievable were it not for the highly qualified and dedicated team here. It is they who have driven our path towards embracing new technologies and securing our position as an independent financial adviser that understands the market and, most importantly, its clients. I have had a tremendous six years with Edgewater Associates Limited to date and look forward to the new challenges which lie ahead, and I would like to thank the board and the team here for their unerring support.”
 
Work / life balance is an essential part of Sandra’s ethos. This is evidenced by the strength and diversity of skill-set in the teams built around her and in her recent transformation from a total ‘non-athlete’ to completing  her first half-marathon in Stockholm in September2014, with her next goal to complete the Liverpool half-marathon in June 2015 in under 2 hours.