Take care when using your bank or credit card.
It's been revealed that card fraud has hit its highest half-yearly level since 2009.
Over ?216 million has been lost to fraudsters over the first six months of 2013 - a 17% rise on the same period in 2012.
However, it remains below a peak of over ?300 million in 2008.
Methods use include fraudsters posing as police officers or bank officials to obtain personal information and PINs, or so-called "shoulder surfing" at street ATMs
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