It's seems private pensions are definitely the way forward.
We're being advised to get one as early as possible by the Deputy Director of Pensions.
It follows news the Isle of Man may well follow recommendations made by the United Kingdom government, which include the possibility of working longer or contributing more.
David Braide from the Department of Social Security says it's something everyone should be thinking about:
Researching your Manx family history can be a very interesting and rewarding hobby. Trace your roots in the Isle of Man with our helpful of guide.