People in the Isle of Man are being warned the credit crunch will affect them.
There is unease in the housing market in the United Kingdom and worldwide financial gloom, and homeowners in the Island are being told they are not immune.
The comments are from Director of Information for the Celtic League Bernard Moffatt (pictured), who was a guest on Talking Heads today:
Researching your Manx family history can be a very interesting and rewarding hobby. Trace your roots in the Isle of Man with our helpful of guide.