We're being told to spend wisely this Christmas and avoid getting into debt.
That's from Pauline Wood, the Advice Centre Manager at the Office of Fair Trading in the Isle of Man.
It's after a survey in the UK showed one in four people who ran up debts last Christmas are still paying them off.
Pauline says you don't have to go overboard this year (audio file attached):
Researching your Manx family history can be a very interesting and rewarding hobby. Trace your roots in the Isle of Man with our helpful of guide.
