RBS International has strengthened its wealth management capabilities with two appointments that will enhance the Bank’s service to Isle of Man based customers across RBS International, Isle of Man Bank and NatWest. Richard Davies joins the team as an International Wealth Manager where he will help to provide bespoke financial services to customers’ diverse requirements. Richard joins the Bank from Coutts where he worked as a Senior Client Relationship Associate for four years. He holds the Chartered Institute of Securities and Investment Diploma incorporating the Certificate for Private Client Investment Advice and Management and also has a BSc Hons in Business Studies. Caroline Callow, who has nearly 20 years’ banking experience with RBS International in the Isle of Man, has been appointed as a trainee Independent Wealth Manager. Most recently Caroline was a Customer Adviser at the Douglas branch, a role she held for over two years. Caroline is a member of the Chartered Insurance Institute and also holds the Certificate in Mortgage Advice and Practice as well as a Certificate in Financial Planning. Darren Mills, Sales Manager, RBS International, commented: “Richard and Caroline are welcome additions to the established wealth management team. Richard understands well the nuances of the Isle of Man market place which will be a real asset when working with customers to create tailored financial investment packages. With the experience and expertise of our International Wealth Manager, Alan Ormsby, who has been with the Bank for 25 years, and our two new additions we now have a six strong team, including two sales support employees, with around 70 years' experience in the banking industry.” ENDS